BEGIN:VCARD VERSION:3.0 FN;CHARSET=UTF-8:Terrence Low N;CHARSET=UTF-8:Low;Terrence;;; PROFILE:VCARD TZ:+1300 TITLE;CHARSET=UTF-8:Chief Executive Officer ORG;CHARSET=UTF-8:ANZ Kiribati CATEGORIES;CHARSET=UTF-8:2003 PRODID:-//Connections Business Directory for WordPress//Version 2.0//EN CLASS:PUBLIC SORT-STRING:Low END:VCARD